On the way to your first home?

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First home

New to home loans & interest rates? Start here

Looking at getting a home loan and your own property really does make you realise you’re nearly all grown up. Not only do you need to be accepted by a lender, you then need to decide how you want ...

The home loan journey

You're on a mission to buy your first home, and like most New Zealanders, you need a home loan to help you get there. Saving your deposit is usually the first step in the journey, or you might l...

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The hidden costs of buying a home

Buying a house isn’t just about paying what’s on the property’s price tag. There are some extra costs all buyers should be aware of that go beyond just paying the deposit. So ensure you take an ‘ey...

Get conditionally approved for a home loan

With a conditional approval* on a home loan you can house hunt with confidence, knowing exactly how much you’ll be able to afford. Should I apply for conditional approval? That’s completely up ...

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Understanding KiwiSaver and first home subsidies

Saving a deposit for a house can be challenging for first home buyers, particularly in rapidly rising property markets where the amount you need is a continuously moving target. Don’t worry if you...

Use KiwiSaver and HomeSaver to help

HomeSaver HomeSaver is Westpac's special savings and home loan package, designed to help you fast-track your savings towards your first home. Benefits of HomeSaver include a $1,000 First Home Bo...

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Buying new - first home help

Buying new can be a great way to jump on the property ladder.  We may be seeing property prices slowing across the country, but affordability constraints and rising rental prices are making it h...

Top tips to secure your mortgage

Arranging a home loan is a bit like going on a first date. You want to convince the lender that you’re a sure bet, and they want you to believe they’re the best gig in town. Unlike the dating po...

How much can you afford to borrow?

Buying a house you can’t afford can be a bit like parking downhill and leaving the handbrake off – not very smart and bound to end in disaster. So make sure you go in with your eyes open by bein...
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