On the way to your first home?

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First home

New to home loans & interest rates? Start here

Looking at getting a home loan and your own property really does make you realise you’re nearly all grown up. Not only do you need to be accepted by a lender, you then need to decide how you want ...

The home loan journey

You're on a mission to buy your first home, and like most New Zealanders, you need a home loan to help you get there. Saving your deposit is usually the first step in the journey, or you might l...

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The hidden costs of buying a home

Buying a house isn’t just about paying what’s on the property’s price tag. There are some extra costs all buyers should be aware of that go beyond just paying the deposit. So ensure you take an ‘ey...

Get conditionally approved for a home loan

With a conditional approval* on a home loan you can house hunt with confidence, knowing exactly how much you’ll be able to afford. Should I apply for conditional approval? That’s completely up ...

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Understanding KiwiSaver and first home subsidies

Saving a deposit for a house can be challenging for first home buyers, particularly in rapidly rising property markets where the amount you need is a continuously moving target. Don’t worry if you...

Use KiwiSaver and HomeSaver to help

HomeSaver HomeSaver is Westpac's special savings and home loan package, designed to help you fast-track your savings towards your first home. Benefits of HomeSaver include a $1,000 First Home Bo...

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What confuses first home buyers?

The process of buying property brings a tidal wave of technicalities, terminologies and ‘very important details’, much of which is easily lost in the small print. Add to that the feeling of needin...

5 things to consider if buying a home with friends or family

Do you get the feeling whenever you add some money into your savings that your home deposit target has inched out of reach yet again?   You’re not alone... and yet you are. Increasingly, singletons...

Classic mistakes first home buyers can avoid

Buying your first home is exciting and fun, but good research and being on to it will help to avoid the sorts of mistakes that many first home buyers make: 1. Don’t break the bank It sounds obviou...

How to avoid first home buyer mistakes

There are a pile of pitfalls in the property game, and one of the main ones has to be the risk of buying a complete lemon. Of course most bad buys aren’t technically a ‘complete’ citrus disaster, ...
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