How to buy a home

Buying a first home? Family home? Upsizing or downsizing? We've pulled together tips on every aspect of buying a property so you can easily navigate through the home buying maze.

Buying

Top tips to secure your mortgage

Arranging a home loan is a bit like going on a first date. You want to convince the lender that you’re a sure bet, and they want you to believe they’re the best gig in town. Unlike the dating po...

How much can you afford to borrow?

Buying a house you can’t afford can be a bit like parking downhill and leaving the handbrake off – not very smart and bound to end in disaster. So make sure you go in with your eyes open by bein...

Saving for a deposit? Here's how to speed things along

Funnily enough, lenders generally don’t lend 100% of a mortgage – so you’ll need to stump up a deposit for your new home. And it’s not rocket science – the more money you can save for your depos...

6 tips to fast-track your way to mortgage freedom

Pay off your home loan or take that holiday you’ve always dreamed of? It’s kind of like deciding between replacing your stormwater and sewerage pipes or buying a spa pool… long-term gain vs instant...

How to set a 'sum insured' for your home

The 2010-2011 earthquakes have forced the insurance industry to change how they deal with house insurance. Now, rather than just insuring your home for its replacement value, you’ll need to set a ‘...

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What you should know about moving-in costs

Buying a house is not a cheap exercise and you need to have your budgeting wits about you so that you can afford to pay for each step of the process and don’t get stuck in a big pool of the brown s...

Insurance - what you need to know

Having spent your life savings on buying a home, it makes sense to protect it, and yourself, by getting it insured. House insurance In most instances you’ll need to have confirmed house insuran...

The ongoing costs of owning a home

So you’ve paid over that big chunk of money, or perhaps your bank has mostly paid it over. You’re loving your new place, but just remember to keep your big kids pants on because the costs of owning...

Smart ways to build equity in your home

Equity is the difference between your property’s value and how much you owe on it. In other words, if you sold in today’s market, how much you would walk away with in your pocket. In a red-hot ...

Bridging Finance

If you place an offer on a house before selling your own place, it’s wise to make the sale of your house a condition of the offer to avoid potentially ending up between a rock and a hard place with...
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